Technology is driving change in how people buy goods and services. PayBux is a rewards app and platform for individual and community purchases. Subscribers are incentivised for loyalty and connecting with friends.You earn from what you buy. You also earn from what others buy.


Introducing!
PayBux App by Ingenious Mobile Business (IMB) is similar to Facebook, Viber, WeChat that you can use to interact with your family, friends and relatives.

But, PayBux App is more than just a social networking site, it is a rewards App and platform for individual and community purchases. A revolutionary consumer rewards program or Cooperative Buying Programs like Groupon, Ensogo, Metro Deal and other companies that gives discounts, cashback, rebate and reward. PayBux App dubbed as SOCIALIZED REWARDS SYSTEM (SRS) where consumers benefits from unparalleled rebate or payback which equivalent from 10% up to 100% of their purchases. Unlike other loyalty program that rebates up to 0.5% only, this unique consumer empowerment program offers the benefits without the need to engage in referral activities. PayBux App will be available in Google Playstore and App Store. Coming Soon!

Notwithstanding, SRS also best offers LEVERAGED INCOME OPPORTUNITY to those who understand the power and advantages of social network and connections in establishing wealth through a proven method of offering GREAT VALUE products or services by endorsements and referrals.

If you want to be part of the pioneering batch and latest update please contact your sponsor who invited you to our TEAM ACES.

10 years ago, Ismael Bengco III, authored an unpublished work entitled: "Consumer Networking: A New Paradigm in Network Marketing." It was a dream then because the biggest challenge is to link merchants with different POS systems and platforms. With the development in Information and Communication technologies, that dream is now a reality. PayBux App allows you to earn rewards from the regular things you do everyday. And it is not just ordinary rewards because you earn them from your purchases and from OTHER PayBux users. Rewards can be from 20% of your purchase to a monthly of P500k. So the next time you stop by at a gas station to refuel, eat in a quick serve restaurant, use prepaid load for your phone or internet, buy medicines, or shop for clothes it is INSANELY REWARDING you wanna buy MORE. You want to know more? Be there to be the very first few to know.

The Ingenious Mobile Business which will deliver to you the Paybux App was incepted with the SINCEREST intention to ENABLE, EMPOWER and ENRICH EVERYBODY'S LIVES EVERYWHERE. We did not COPY our ideas and aspirations. Original is the other meaning of Ingenious. That is what we are. We have been pursuing our mission and vision LONGER than the time some people have spent benefiting from the relative creations of these aspirations. EARNING FROM EVERYTHING YOU BUY is a lofty dream that we have pursued until today and we are undoubtedly succeeding.

All of us should just accept one fact. That nobody holds monopoly of ideas. Let's help people. Let's multiply excellence.

INGENIOUS MOBILE BUSINESS promises to empower you on this digital age. Think about how Facebook, tablets and Smart Phones are changing our lives. Think about how we share, endorse (or like), search or buy from the internet for the things we want and need. Think about the many Apps, music and movies you have downloaded. Now think about how you can enjoy the digital lifestyle without the need to worry about affording them. Now what if this digital lifestyle can bring you wealth?

If you have missed the Internet boom as an entrepreneur, don't miss the endless opportunities that abound in this digital age. Be creative. Be original. Be INGENIOUS.

Watch the PayBux Hexcell Presentation below:




Review Legend: 14 Ways To Earn (Bux & Cash) Simultaneously  

GPB - Earn rebates 90-360 bux every qualifying purchase from affiliated merchants with PayBux
PLR - Earn 30 bux every qualifying purchase of your links
LGR - Earn 3 bux from group of links
PIR - Earn 3 bux up to infinity fro every rebate activationHUR- Earn P750 from upgrade
ULR - Earn P15 from upgradesHIR - Earn additional P25 or P50 to ULR
IUR - Earn P1K from Icon upgrades
ICR - Earn P1K from combos
GCR - Earn based on combos earned by links
DBF - Redeem products thru rewards (drag n drop interface)
IPS - Every 6 month
ILR - Self- explanatory
SLR - Top 300 consumers will be rewarded

As of now there are THREE OPTIONS for you fund your account.

OPTION 1: Direct Bank Deposit to Company's bank account.

Union Bank of the Philippines (Checking Account)

• Account Name: Ingenious Mobile Business, Inc.
• Account Number: 00-171-000-109-7

Take a Picture or Scan the Deposit Slip and Attach to the Following Link: Go to http://www.paybuxsupport.com/payment-form.html





 OPTION 2: Office Cash Payments

            You may proceed to our main office to make cash payments. Our address is:

            670 Sgt. Bumatay St., Plainview, Mandaluyong City 1550, Philippines.

            Bank Deposits – bux credited within 24hrs of showing proof of deposit (cut off 6PM)

            Office Cash Payments – bux credited within 24hrs (cut off 6PM)


OPTION 3: You can also buy BUX currency fund from your Sponsor or Team Leader or other members (Member-To-Member transfer)

NOTE: More Payment Option coming.... (Banks, Credit Card/Debit Card, Paypal etc.)

Who can benefit from this app?
Everyone who buys food, cellphone load, medicines, groceries, gas, clothes, coffee, movie tickets and other goods. So technically, EVERYONE can benefit from this app (except if you live under a rock).

Is this a scam?
No. PayBux is a registered android app on the Google Play Store operated by Ingenious Mobile Business Inc, a legal and registered business in the City of Mandaluyong, Philippines. Ingenious Mobile Business is also an accredited key account of SMART Communications and valued partner of Petron Value Card, Jollibee Happy Plus, Yoshinoya, South Star Drugs, Andok's and Lay-Bare.

Don't take our word for it. Download it for free from the Google Play Store and try it out for yourself.

Do I have to pay anything?
No. You may earn rebates from everything you buy for FREE as long as you have an android phone. However, there are higher rebate rates and a very good incentive program if you'll refer friends under the paid version.

Is this a pyramiding scam?
No. However, you will get rewarded if you recommend this to your friends. Its like referring a good movie or a great restaurant to a friend but this time, you'll get incentives.

WHY INGENIOUS IS NOT FALLING UNDER PYRAMIDING?
When a Subscriber (Sub) gets the FREEMIUM App (Free), linking other users IS NOT A MANDATORY REQUIREMENT to earn GENEROUS PAYBACK (up to 100% rebate) from his/her purchases. Ingenious offer of FREE App clearly establishes that it is NOT TAKING money just to provide the benefits of GENEROUS PAYBACK to ALL subscribers.

The Premium App allows a Sub to enjoy features that the FREEMIUM App does not offer. Example is the ability to FACILITATE or 'SELL TO' other beneficiaries (non-members) who may require products or services offered thru Paybux. This gives the Premium App Sub the ability to ACQUIRE purchase transactions and earn the corresponding REBATE or PAYBACK for such 'facilitated' transaction based on his Subscription type (Mentor or Icon).

Also, it is legitimate for MLM companies to give rewards, commission or incentives from the SALE of legitimate products, that in Ingenious' case, is the Premium App for Mentor or Icon Sub. Another way to tell if a program is Pyramid or not is the LAST-SALE TEST. This is about the assumption that if you are the LAST PERSON to buy the product being offered, you would FULLY BENEFIT from the value of the purchased product without the need to 'recruit' (hence being the LAST).

FREEMIUM and PREMIUM Paybux App users will benefit from its CORE VALUE PROPOSITION, which is the Generous Payback, because LINKING other users is NOT A MANDATORY REQUIREMENT to earn rebates. What enables Ingenious to give Generous Rebates is the COOPERATIVE CONSUMPTION of ALL Paybux users. Paybux is DEFINITELY NOT a pyramid program due to its ability to provide value (give rebates) WITHOUT THE NEED for the Sub or App user to RECRUIT OTHERS. People who practice legitimate network marketing fully understand this crucial principle.

What are the types of purchases where can I get rebates?
As of now, food items (Jollibee, Chowking Mang Inasal, Red Ribbon etc.), Medicines, Cellphone Load, Gasoline (Petron), Clothes (Resorts World), Movies (Resorts World) and Coffee (Figaro, Coffee Bean etc.). More items will be included in the list since its still on the pre-launching stage.

I want to invest. What is your proof that this will be a good business venture?

1. Mobility is everywhere resulting in the decline of Fixed Line (Landline).
2. Mass digitization resulting in huge data services demand. 30% of service revenues for operators around the world come from data usage and it will continue to increase.
3. We are undeniably living in a Post-PC world. The market for PC is drastically shrinking and SmartPhones are becoming very affordable. Filipino brands such as Cherry Mobile and MyPhone are offering more and more affordable android phones.
4. App is where everyone is going. Nearly half of the world's population is under the age of 25. This generation astoundingly leads the digital consumerism age.
5. Mobile Money Market is worth $280 Billion by 2018.

We are trying to look steps beyond on how the market will look like in the future. This app is the future of marketing.

How does it work? What are the steps I need to make?

1. Download the App for FREE.
2. Use the App to establish connections and COMMUNICATE to friends (and by that we mean to call, chat, send message or tag friends in a post). Voice Call is unlimited and can be international.
3. Use the App to SHOP. BUY prepaid top-up products for example.
4. Wait for the PAYBACK REWARDS equivalent to 50% of your purchases.

That sounds like a great idea! I want more! What are the steps I need to make?

1. Buy the full-feature App.
2. Use the App to build connections and communicate.
3. ENDORSE the App to your friends to create INCOME streams from product purchases, subscriptions to services and advertisements.
4. Shop using the App and enjoy PAYBACK REWARDS of up to 150% of shopping expenses.
5. Enjoy INCENTIVIZED LIFESTYLE.

How much would the App cost?
Note that the application is FREE. As a free user you will be tagged as a BUILDER. However, if you want more, you may want to upgrade to MENTOR which costs Php 999.00 or ICON which costs Php 10,000.00.

What is the difference between a MENTOR and an ICON?
The MENTOR upgrade will entitle you to a FREE 300 Bux while the ICON upgrade will entitle you to a FREE 1000 Bux. Bux is the currency used in the application which is roughly equivalent to 1 peso. As an ICON, you will also have Merchant Promo Vouchers, 6 Royalty Upgrade cards, and a PayBux Card that you can use even if you are offline. The main difference between the two is the EARNING POTENTIAL. We suggest that you watch our presentations (How It Works? tab) first before purchasing the upgrade. We want you to have INFORMED CHOICES. Php 999.00 and Php 10,000.00.

How do I earn Rewards/Cash Back?
Rewards or Cash Back are calculated in this manner;

Every qualifying purchase generates 1 Hexcell. 6 Hexcells will give you 1 Activated Hexcell which amounts to PHP30. 1 Activated Hexcell will also automatically generate 1 new Hexcell to set you on your path to earn more rewards.

If you link with somebody; you will also earn a Hexcell from their purchases.

I am interested in the Prepaid Loading aspect of the App. However, I already have a loading business. Why should I choose you?
By the end of the year, telco discount on all prepaid products is expected to be at the lowest of 5%. The retailers of load will consequently respond by ADDING more cost. For example, they will sell P30 worth of load for P31-P33. In the end, consumers will be the one who will carry the burden. Somehow, it is nice that there are many companies today offering 'loading business' to help consumers save from their usual expenses. But what if you can get 50% 'cash back or payback' from load expenses? Its better right? And what's better is that you don't need to pay for any 'joining fee', 'franchise fee', 'membership fee' or any fee to enjoy this great service.

I am interested in the gasoline rebates. How much payback is given? Can you give me a scenario?
You can get as much as 20%! Here is a PayBux User Scenario: Your monthly FUEL consumption is P4,000. You were able to link 3 friends to use PayBux for their Fuel budget of the same amount. Everyone wants the same rewards so everybody is getting 3 motorist friends averaging P4K fuel expenses each month. When this action (a person linking 3 friends) is multiplied 10x, your PayBux rewards will grow from P1,400 to P300K monthly. And that is just one of the 12 ways you are rewarded by !ngenious. However, as of now we are tied with PETRON for our fuel purchases.

I am interested in the food rebate. Can you give me a scenario?
You are starving and you want to grab a burger meal. So you asked your officemates to take the break with you. Incidentally, all of them became PayBux users because you linked them up. The burger meal costs P80 and it is going to be your 4th visit on the same month. So you try to figure out the PayBux rewards you can get just because you simply want your burger meal. You figured out that if your 3 friends spends an average of P320 every month on a burger meal and they will in turn link up 3 friends who love the same meal, you would end up earning !ngenious rewards anywhere from P2,000 to P150K every month. Then just before you take that bite you smiled and thought, what a difference it makes to be part of a community of winners that can turn ordinary things into extra-ordinary celebrations.

How do I claim Rewards?
After a 15-day period, your rewards will be automatically added to your PayBux Wallet.

How can I earn with this?
We're glad you joined us! We would be more than happy to explain to you the details of the countless possibilities for earning with PayBux. You may attend one of our weekly Saturday seminars starting at 6pm onwards at our main office located at 670 Sgt. Bumatay St., Plainview, Mandaluyong City 1550, Philippines.

Hope to see you there!

Do you have plans for expansion abroad/international?
Yes we do have! It is actually very easy to expand abroad since the app can easily be downloaded anywhere in the world with internet connection. We just have to partner up with merchants abroad. This means that you can ask your family members, relative or friends overseas to join you! In due time, with this great product, EVERYONE in the world will be using PayBux!

How can Ingenious give these large rebates like almost everything is free? Will the company occur loss?
PayBux gets money from every transaction you make. Rebates given are not from the sole buyer only. Purchase transactions from other PayBux users help other users to get their rebates. Unlike the traditional rewards system where rewards are based SOLELY on the user's purchases, the PayBux-Hexcell uses an algorithm to get GROUP REWARDS. This means that if you are buying using the PayBux system, you are helping other users get rewards too. You don't need to know these other people because the SOCIAL REWARDS SYSTEM or COOPERATIVE GROUP REWARDS system of the HexCell will do this for you.

What are the phone models compatible with the PayBux App?
Currently, the PayBux App is compatible with any android phone and tablet. We have developed the app to work seemlessly on budget android phones and still look fabulous on big screen androids such as the Galaxy Note 3 and the Sony Xperia Z Ultra.

How do I ask for help from PayBux?
Need Assistance? Just send us an email at wecare@paybuxapp.com. Our customer relations representatives will happy to assist from Mondays thru Saturdays, 10am to 8pm. Or otherwise, click the CHAT widget on the lower right of your screen!

PAYBUX SPECIAL FEATURES

What special features or added benefits can I get from PayBux?

We are still developing the App to add to your user experience. We will be launching in-App social networking as well as integrating existing social networking sites such as FaceBook and Twitter to name a few.

You can also upgrade your subscription to our premium account; Mentor or Icon.

What is a Mentor or Icon account?

To learn more about these features; you may attend one of our weekly Saturday seminars starting at 6pm onwards at our main office located at 670 Sgt. Bumatay St., Plainview, Mandaluyong City 1550, Philippines.

TECHNICAL

- Petron

Do I still need a Petron Value Card?

Yes you will still need a Petron Value Card (PVC) to enjoy the PayBux benefits. You may purchase a PVC at any Petron Gas Station at ₱100.           The PVC comes preloaded with ₱100 making this card virtually free.

How do I enjoy the benefits using PayBux to top-up my Petron Value Card?
You generate a HexCell for every qualifying top-up to the card. Simply key in your PVC number into “my Accounts” on your PayBux profile page. Then top-up using that PVC number in the PayBux Shop. You may add up to 5 PVC numbers.

-Jollibee

Do I still need a HappyPlus Card?

Yes, you will still need a Jollibee HappyPlus Card (HPC) to enjoy the PayBux benefits. You may purchase a HPC at any Jollibee, Chow King,                Greenwich or Red Ribbon branch at ₱200. The HPC comes preloaded with ₱100.

How do I enjoy the benefits using PayBux to top-up my Jollibee HappyPlus Card?
You generate a HexCell for every qualifying top-up to the card. Simply key in your HPC number into “my Accounts” on your PayBux profile            page. Then top-up using that HPC number in the PayBux Shop.

If Qualifying purchases are accumulative within a month, does that mean non-qualifying purchases expire after a month?

Yes.

Why don't I see an updated list of merchants on my app?
If your app shows a different list from the website, your app might need to be updated. To update your app, go to the Google Play Store and look for “My apps”. In “My apps”, look for the PayBux app and press update. You will need an internet connection. Just wait for the download and installation to finish. Once done, open the app and log into your account to find the new list.

Do I need an internet connection to redeem my mVouchers?
Currently you will need an internet connection. We are still developing an offline, SMS based redemption process but in the meanwhile, yes, you do need an internet connection.

When will the app be ready for IOS?

We are currently still working on it. We hope to be in the Apple Store in one to two months.

Will I receive a notification to let me know if I have an Activated Hexcell?

TROUBLESHOOTING

I forgot my username. How do I log in?

You may simply use your email address that you used to register with as your username.

I forgot my password. How do I reset my password?

1. Click on the FORGOT PASSWORD link right below the log in fields (this is not available on the app version)

2. Provide your registered email address

3. Open your registered email address and click on the password retrieval link.

4. Upon clicking a new password will be sent to the same email address.

5. Go back to your inbox to retrieve the new password.

6. Use the temporary password to log in into your account.

7. When logged in, you may change your password through the settings Button.

How To Do A Pin Reset?

On the website:

1. Log-in to your PayBux account via your preferred web browser (we recommend Chrome, Safari or Firefox)

2. Click Settings.

3. Choose Change Pin button.

4. You will be asked of your Password to authenticate the request, then indicate your new PIN and reconfirm your new PIN.

5. Click save.

6. You may now transact using your new PIN.

On the app:

1. Log-in to your PayBux account.

2. Click Settings.

3. Choose Pin button.

4. You will be asked of your Password to authenticate the request, then indicate your new PIN and reconfirm your new PIN.

5. Click update.

6. You may now transact using your new PIN.

I can't Log into my account

Are you using the web version or the app? Please be reminded that you need to click on the verification link that is sent to your email before you can successfully sign in.

Also, we are continuously updating the phone application and other features. This may cause system glitches and other issues. Please make sure that you have the most recent version by updating it via the Play Store or re installing the application. If you are using the web version, you may simply refresh the page after seeing the “YOU ARE LOGGED OUT” pop-up menu.

I have qualifying purchases but no hexcell is generated

Hexcells might take a day to appear on your account but should it still be missing, simply send a message to us via our customer relations department at wecare@paybuxapp.com. Please include your username and your qualifying purchase

My app just crashed while I was purchasing an mVoucher/reloading a loyalty card. What do I do now?

Don't panic! Just open the PayBux App again. Log into your account. Transactions are logged into the system so simply check your Transactions and check if the transaction was successful. If not, simply complete a new transaction.

Why can I only put in 5 mobile numbers to load?
Currently, only ICONS are allowed to load multiple numbers. Builders and Mentors are allowed to enroll only up to 5 mobile numbers for loading. If you want to change one of these numbers, you may request via this email thread. Just provide the number that you want replaced, and the new mobile number.

I am very convinced with this! I want to start now! How can I start now?
Be part of the pioneering team for this latest business that will change the way we buy, please contact your sponsor.

We are not even launching yet but the main office is jam-packed with attendees. Photos taken from the main office dated January 25, 2014. Get ready!


 




Mickey Bustos took a peek of Paybux. Ingenious is exploring marketing communications project with the Fil-Canadian Youtube sensation.



Ingenious CEO Ismael Bengco III meeting with Bobby Andrew and other Ingenious leaders.


Pre-launch presentation held at main office last December 2013

Business Permit of Ingenious Mobile Business, Inc.

If you wish to upgrade your account into PREMIUM then proceed to 'GETTING STARTED GUIDE'

much more to come...